Guide for first time home buyer

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Buying your first home is exciting but it can also feel overwhelming. At RE/MAX Patriots, we believe informed buyers are confident buyers. That’s why we’ve created this simple, clear guide for first-time homebuyers in York, PA and surrounding areas.

Whether you’re just starting to think about homeownership or already scrolling through listings, here’s what you need to know:

Step 1: Get Financially Ready

Before house hunting, prepare your finances:
  • Check your credit score and work on improving it if needed.
  • Avoid big purchases or job changes before closing.
  • Save for a down payment, closing costs, and inspections. You’ll need 3–5% of the purchase price for closing costs alone.
Then, get pre-approved by a mortgage lender. This shows sellers you’re serious and helps define your price range.

Step 2: Find the Right Agent

Working with a professional like Paul Berdiner and the Berdiner Team means you’ll have expert guidance every step of the way. We help you:

  • Understand local neighborhoods
  • Navigate negotiations
  • Stay on top of paperwork
  • Solve problems before they become roadblocks

With us, buying a home becomes a smooth and even enjoyable experience.

Step 3: Home Shopping

Start touring homes in your price range and take notes, photos, and videos. Consider:

  • Neighborhood condition
  • Proximity to schools, parks, and shopping
  • How each home matches your needs and lifestyle

We’ll make sure every little detail is checked—from testing faucets to reviewing home history.

Step 4: Make an Offer

When you find “the one,” we’ll craft a competitive offer by:

  • Reviewing recent sales
  • Analyzing buyer activity
  • Writing a personal letter to the seller to make your offer stand out

Sometimes sellers counter-offer, and we’re here to negotiate terms that work in your favor.

Step 5: Inspections and Appraisal

Once your offer is accepted:

  • A home inspection uncovers any issues, giving you leverage to request repairs or credits.
  • An appraisal confirms the home’s value for the lender.

Don’t worry! We help manage both processes and keep your best interests front and center.

Step 6: Prepare for Closing

As closing day approaches:

  • Schedule movers
  • Finalize insurance and utilities
  • Attend your final walk-through to ensure everything is in order

On closing day, you’ll sign documents and officially become a homeowner. It usually takes 4–5 weeks from accepted offer to closing.

Step 7: Get Your Keys!

Congratulations—you're a homeowner! The journey might have had a few twists and turns, but with the right team, it’s worth every step.

Why Choose RE/MAX Patriots?

Led by Paul Berdiner, our team has a track record of helping first-time buyers feel confident, informed, and excited. On average, our buyers paid 3.24% under list price in 2024—saving real money while finding the perfect home.

 

Let’s Make Your First Home Purchase Easy & Rewarding
📍 Visit us at 1770 E Market St, York, PA 17402
📞 Call us at (717) 989-0966
🌐 https://lancasterpahome.com/